Emirates Islamic RTA Card | Advanced & Convenient Way To Pay

In Dubai, do you frequently use public transportation? If so, the Emirates Islamic RTA Card could be right for you. The RTA Credit Card is a multi-purpose card designed specifically for Dubai public transportation users. You can use it both as a NOL card and as a credit card. In addition to earning points, you can earn cashback rewards and get discounts on RTA services when you have this nol credit card. An overview of the features, fees, and benefits can be found in the following article.

How to Apply for an Emirates Islamic RTA Card?

To apply for the Emirates Islamic RTA Card, visit the Emirates Islamic website.

• Visit the Emirates Islamic official website or click here to apply for a NOL credit card
• Please enter the required details and submit

Eligibility

The following eligibility requirements must be met before you can apply for an RTA credit card:

• You must have a valid Emirates ID
• Minimum age is 21
• Your minimum salary should be at least 5000 AED

You can check your Nol Card balance easily at nol card balance check.

Fees and Rates of Emirates Islamic RTA Card

There is no annual fee for The Emirates Islamic Nol Card, but there is a 3% interest rate on cash advances, with a minimum fee of 99 AED. Non-AED transactions are charged 3.49%.

Activate Emirates RTA NOL Card Auto Top-up Facility

Nol cards can be automatically recharged by using the auto top-up feature.

1. When you purchase a NOL credit card, select “activate auto-top-up“
2. You need to enter details such as “nol tag ID” and other required information on your nol card
3. In the future, it will automatically recharge once it’s done
4. Depending on your needs, you can choose between 50 AED, 100 AED, and 200 AED plans

In case you forgot to activate auto top-up while purchasing the card, please call customer service at +971 600 599995.

Additionally, you can also explore the nol red card.

How to Recharge Emirates Islamic RTA Card?

You can recharge your Nol Card using any of the following methods: Emirates Islamic ATMs, Emirates Islamic online banking, Emirates Islamic mobile banking, Emirates Islamic IVR, RTA ticket offices, ticket vending machines, authorized sales agents, and RTA customer service centers.

1. Recharge RTA Credit Card through EI ATM

• Insert your Nol credit card into the Emirates Islamic ATM and enter your 4-digit pin code
• Please click on Other Services
• Tap Bill Payments
• Click on the Roads and Transport Authority
• Tap on Nol Recharge
• Enter the 10-digit nol tag ID on the back of your nol card.
• When you have entered the amount you wish to recharge, press enter/confirm

2. Recharge RTA Credit Card through EI Cash Deposit Machines

• Find the nearest Emirates Islamic cash deposit machine
• Put your RTA credit card into CDM and enter your 4-digit pin code
• You will find a 10-digit ID number on the back of your Nol card. Please enter it here
• In CDM, you need to enter and confirm the amount you wish to recharge
• Confirm the recharge process once again with the details provided and then confirm that it has been completed

You can also take advantages of the gold nol card by getting one.

3. Recharge nol Credit Card through EI Mobile Banking

• Install the EI Bank app on your Android or iOS device
• Log in by entering your user ID or register by entering the required details
• Follow these steps to recharge your RTA credit card

4. Recharge RTA Credit Card through EI Online Banking

• Sign in to Emirates Islamic Online by visiting the website
• In the Payments section, select RTA
• Choose Nol Recharge
• In the Add Beneficiary section, enter your NOL tag ID
  • Note: When adding a beneficiary, you may be asked some security questions. Make sure you answer them correctly
• Once the beneficiary has been added, you will receive a code on your registered mobile number
• It is necessary for you to enter the code
• The Go4it Debit Card back contains the beneficiary’s name and the nol tag ID.
• Click Pay Now to complete the payment process

5. Recharge Nol Credit Card through RTA Channels

Emirates Islamic Nol Card recharges can also be made through different RTA channels, including ticket offices in metro stations, vending machines, authorized RTA sales agents, and smart top-up solar machines.

6. Recharge Nol Credit Card through EI IVR or Customer Care Service

• You can reach Emirates Islamic customer care at +971 600 599995
• Select your language
• At this point, the representative may ask for your account number, 16-digit Card number, and PIN
• You should choose Nol Recharge
• You must enter the 10-digit nol tag ID from your nol card
• Confirm the details provided
• An Authentication Code and a Reference Number will now be sent to your registered mobile number.
• Enter the following information to proceed
• Enter the amount to be recharged and press 1.

Don’t forget to explore the virtual nol card.

Features and Benefits of Emirates Islamic RTA Card

UAE residents can use the RTA credit card for a variety of purposes. It can be used both as a credit card and as a nol card. This allows you to withdraw advance cash from the same card while paying for transportation. The following are some of the major features and benefits of Nol credit cards:

• Built-in nol Card: Embedded in the Emirates RTA Islamic Card is a nol card. You can use this card to pay for transport, groceries, government services, and pharmacies, just like a Nol card.
• Cashback Rewards on RTA Transactions: Emirates Islamic Nol Card and RTA Credit Card offer cashback rewards on RTA transactions. A 10% cashback is available on Dubai Metro, Dubai Tram, RTA buses, and water buses, and a 5% cashback is available on RTA taxis.
• Cashback Rewards on Other Purchases: Cardholders can also earn 0.5% cashback at supermarkets and 10% cashback at gas stations.
• Complimentary Roadside Assistance: For cardholders, roadside assistance includes fuel delivery, battery boosts, and tire changes. There is a helpline available 24 hours a day, 7 days a week.
• Protection of Purchase: You can now prevent theft or accidental damage to your purchases. Instead of worrying about protection, you can spend more time shopping.
• Fare Payments: As well as paying fares while riding RTA metro, RTA buses, and RTA water buses, you can also pay for parking. You can also purchase weekly, monthly, and annual passes with the Emirates Islamic nol card.
• Discounts on Other RTA Services: RTA cardholders get discounts on RTA services, such as vehicle registration and Salik tags, which are 50% off for RTA cardholders.
• Lounge Access: With Emirates Islamic Banking (EIB) RTA cards, you can access lounges across different countries. You can enjoy complimentary access to over 1,000 airport lounges around the world with your Emirates Islamic Bank Skywards Black Credit Card. This offer is valid for you, the credit card holder, and a guest. Emirates Skywards membership and class of travel determine whether lounge access is complimentary or discounted. You can also pay to access lounges in Dubai and selected lounges worldwide.
• Offers on Cinema Tickets: One of the exciting features of the Emirates Islamic Nol Card is the complimentary cinema tickets it offers. The “Buy 1 Get 1” card allows cardholders to receive up to two movie tickets per month, any day. Spending at least 3,000 AED in retail per month is required to qualify for this benefit. If the spending criteria are not met or the maximum complimentary ticket usage is exceeded, a credit card charge will be applied.

You can also explore the new Emirates NBD Nol Card.

If you’re a regular nol card user you can subscribe to the nol card monthly pass and enjoy the benefits for a month.

How to Redeem Cashback Rewards?

Follow these steps to redeem cash back with an Emirates Islamic RTA Card:

• With Online Banking or Mobile Banking, you can access your Emirates Islamic account.
• Click on ‘Cards‘. 
• Then click on ‘Rewards‘. 
• Select Resumption and submit your request. 
•  You can redeem your rewards anywhere, anytime with Emirates Islamic.

Wrapping Up

The Emirates Islamic RTA Card is an excellent option for those who frequently use public transportation and RTA services in Dubai. With its cashback rewards, discounts, and other benefits, you can save money on your commute and other expenses. If applicants meet the eligibility criteria, they can apply for the card online or use any other option discussed in the article. You can reduce your transportation expenses and enjoy other benefits by getting the Emirates Islamic Nol Card today. If you have any questions about the RTA credit cards, feel free to comment below.